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When using your card abroad, never accept the chance to pay in sterling. Always pay in local currency as it is cheaper

Get a rate deal on holiday money

Tricia Phillips on how to make your hard-earned cash go further on a holiday abroad 

Make sure you get the most out of the new NISAs

ISAs just got NISA

 There are some major changes happening next week which will give you more choice, greater flexibility and a much bigger tax-free allowance for your ISA savings. Andrew Hagger explains how to ensure the new rules work in your favour 

The CMA says lenders should be forced to clearly tell a customer up front what the total cost will be if they fail to pay back their loan on time so borrowers are not stung by unexpected payouts

Pay day lender probe over lack of competition

Loans industry could be shaken up in wake of watchdog’s new investigation, writes Vicky Shaw

Mortgage

Some home truths about mortgages

The experts warn us to be wary of mortgage "urban myths", Vicky Shaw investigates just what is fact and what is fiction

Speak out early if you're having financial problems

Don't stay silent over mortgage payment struggles

Are you in debt denial over your mortgage payments? Vicky Shaw reports on why it's better to speak out early if you're having problems

Money is a 'taboo' topic among many older people

Don't keep family out of your finances

Many people are unwilling to open up to their loved ones about their retirement finances. Vicky Shaw asks why 

The property market is on the move

UK housing market is on the move

After a string of strong reports for house prices, Vicky Shaw considers what's next on the horizon for the property market

How clued up are you about your credit report?

How clued up are you about your credit report?

How clued up are you about your credit report? Vicky Shaw reveals the answer, for many of us, is 'not very'

Chancellor of the Exchequer George Osborne

Savers deserve a clearer picture for their cash

As many of us are looking to spring clean our savings around now, Vicky Shaw asks would you be tempted by a "teaser" interest rate? 

The Bank of England base rate has now been at a historic 0.5% low for half a decade

Touching base with lowest rate's legacy

The Bank of England base rate has now been at a historic 0.5% low for half a decade. So what has this meant for households? Vicky Shaw reports

Falling behind with your mortgage payments can be a very worrying time

Homing in on money worries

If you're struggling to make mortgage payments don’t leave it to late to seek help, says Vicky Shaw 

A new probe has been announced into the retirement annuities market

An age old problem

Controversy over annuities – products people buy when they retire to guarantee them an income – has erupted again. Vicky Shaw reports

Money can't buy you love? Think again

Your love life hangs in the (bank) balance 

Money can’t buy you love? Think again. New research suggests the secret to long-lasting relationships is the ability to keep finances on an even keel. Vicky Shaw investigates

Parents should make sure they protect their passwords and change them regularly

Online gaming may no longer be child's play

A consumer watchdog is to force the online games industry to comply with rules to prevent children feeling pressured to "pay to play". Vicky Shaw reports

The number of 20 and 30-somethings who still live with their parents has grown by 25 per cent since 1996

The rise of the stay at home 30-somethings

New official figures shed fresh light on the extent of the "boomerang" generation of young adults still living in their parents' home. Vicky Shaw reports 

An easier switching process means banks must treat their customers well or risk losing them to competitors

Is it time you and your bank split up?

With Valentine’s Day fast-approaching, romance is in the air, but the latest figures indicate that for many of us a break-up is on the cards - with our current account provider. Vicky Shaw takes a closer look 

Beware the dangers of the ghost-brokers

Motor insurance: Beware the dangers of the ghost-brokers

A new awareness campaign is warning drivers about fraudsters who sell fake car insurance. Vicky Shaw investigates how to avoid becoming a victim of such scams

Is it worth saving for a rainy day?

Is it worth saving for a rainy day?

With Christmas looming, putting money aside for emergencies becomes even more of a challenge. Vicky Shaw looks at new research highlighting the ongoing struggles of savers. 

The UK-wide Help to Buy scheme is bedding in

UK Help to Buy scheme really does help people to buy

The Government’s drive to help buyers who only have smaller deposits onto the housing market is being hailed as a great success. Vicky Shaw looks at the impact of the Help to Buy mortgage guarantee scheme since its launch in October

Think about your finances this Christmas

Advice for UK shoppers splashing out this Christmas

With many people preparing to enjoy Christmas on credit Vicky Shaw looks at the festive financial risks and how you can best avoid them

Journalists

Dan Warburton
Chief News Reporter
David Whetstone
Culture Editor
Adrian Pearson
Regional Affairs Correspondent
Angela Upex
Head of Business
Mark Douglas
Chief Sports Writer
Stuart Rayner
Sports Writer